1848 Pristine Loop, Lakeland, FL 33811 Property Records

Polk County property record for 1848 Pristine Loop, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 2020
Lot Size	0.148 acres (6,460 sqft)
Owner	Individual Name on Record
Last Sale	$232,490 (Jun 2020)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-28-28-138017-002320`

Property Details

APN / Parcel Number

Primary APN	`23-28-28-138017-002320`
Alternative APNs	`282823138017002320` `82823000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,711 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,460 sqft (0.148 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	1848 PRISTINE LOOP
City	LAKELAND
State	FL
Zip	33811-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT LAUREL HIGHLANDS PHASE 1E PB 175 PGS 45-46 LOT 232
Legal Range	23E
Legal Township	28S
Legal Section	28
Legal Subdivision	LAKES AT LAUREL HIGHLANDS PHASE 1E
Legal Block	1
Legal Lot Number	232
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1038
Census Tract	12003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1848 PRISTINE LOOP, LAKELAND, FL 33811-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	2020128257
Deed Book / Page	11279 / 892
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2020
Property Address	1848 PRISTINE LOOP, LAKELAND, FL 33811-1026
Document Number	0112790892
Book / Page	011279 / 000892
Instrument Date	Jun 23, 2020
Instrument	128257
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 PRISTINE LOOP LAKELAND FL 338111026, LAKELAND, FL 33811-1026

Mortgage

Document Number	112790893
Date	Jun 26, 2020
Book Page	011279/000893
Instrument	128258

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,823 (+2.7%)	$249,808 (-4.41%) Land $58,000 Building $191,808
2025	$3,064.00 (+6.09%) Homeowner's exemption	$213,070 (+5.99%)	$261,332 (-3.75%) Land $58,000 Building $203,332
2023	$2,888.00 (+3%) Homeowner's exemption	$201,034 (+3%)	$271,525 (+8.87%) Land $56,000 Building $215,525
2022	$2,804.00 Homeowner's exemption	$195,179	$249,397 Land $46,000 Building $203,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20