1849 Pristine Loop, Lakeland, FL 33811 Property Records

Polk County property record for 1849 Pristine Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,711 sqft · built 2020
Lot Size0.126 acres (5,497 sqft)
Owner2 Individual Names on File
Last Sale$332,000 (Aug 2024)
Tax Bill$3,935 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-28-28-138017-002300

Property Details

APN / Parcel Number

Primary APN23-28-28-138017-002300
Alternative APNs
  • 282823138017002300
  • 82823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,711 sqft Living Area
Gross Area2,131 sqft
1st Floor Area1,711 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,497 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address1849 PRISTINE LOOP
CityLAKELAND
StateFL
Zip33811-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LAUREL HIGHLANDS PHASE 1E PB 175 PGS 45-46 LOT 230
Legal Range23E
Legal Township28S
Legal Section28
Legal SubdivisionLAKES AT LAUREL HIGHLANDS PHASE 1E
Legal Block1
Legal Lot Number230
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1038
Census Tract12003

Owner

1849 Pristine Loop is owned and occupied by two individuals who bought it in August 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1849 PRISTINE LOOP, LAKELAND, FL 33811-1026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
GTE FCU
Jul 27, 2020Grant Deed, Subdivision Related Transfer
DHI MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024 · Amount on File
Deed SaleAug 13, 2024 · Amount on File
Prior SaleJul 27, 2020 · Amount on File
Deed Document Number2024186442
Deed Book / Page13226 / 1119
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1849 PRISTINE LOOP, LAKELAND, FL 33811-1026
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 PRISTINE LOOP, LAKELAND, FL 33811-1026

Mortgage

Document Number0000047500
DateMar 1, 2023
Book Page12597/2057
Instrument2023047500
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2038

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 27, 2020
Property Address1849 PRISTINE LOOP, LAKELAND, FL 33811-1026
Document Number0113122224
Book / Page011312 / 002224
Instrument DateJul 23, 2020
Instrument150736
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 4, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,617.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1849 PRISTINE LOOP LAKELAND FL 338111026, LAKELAND, FL 33811-1026

Mortgage

Document Number113122225
DateJul 27, 2020
Book Page011312/002225
Instrument150737
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
AmountAmount on Record
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1849 Pristine Loop was $3,935 with a homeowner's exemption, up 32.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,808 (-4.41%) Land $58,000 Building $191,808$249,808 (-4.41%) Land $58,000 Building $191,808
2025$3,935.00 (+32.58%)$261,332 Land $58,000 Building $203,332$261,332 Land $58,000 Building $203,332
2024$2,968.00 (+2.77%)
2023$2,888.00 (+3%) Homeowner's exemption$201,034 (+3%)$271,525 (+8.87%) Land $56,000 Building $215,525
2022$2,804.00 Homeowner's exemption$195,179$249,397 Land $46,000 Building $203,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1849 Pristine Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims12 (1994–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1849 Pristine Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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