San Diego County property record for 1860 Laurel Rd, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,484 sqft · built 1970 |
| Lot Size | 0.269 acres (11,698 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-221-07-00 |
| Primary APN | 165-221-07-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,484 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 11,698 sqft (0.269 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1652203000 |
|---|---|
| Street Address | 1860 LAUREL RD |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 DOC194902REC68 IN TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 18504 |
Source: San Diego County records · APN 165-221-07-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1860 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Sep 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2020 |
| Transfer Doc | 0000580409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1860 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 1860 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Document Number | 0000303438 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0303438 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2020 |
| Property Address | 1860 LAUREL RD, OCEANSIDE, CA 92054-6152 |
| Document Number | 0000580409 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 580409 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1860 LAUREL RD OCEANSIDE CA 920546152, OCEANSIDE, CA 92054-6152 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $114,940 (+2%) Land $24,476 Building $90,464 | |
| 2025 | $1,233.00 (+5.47%) Homeowner's exemption | $112,688 (+4.04%) Land $23,997 Building $88,691 |
| 2023 | $1,169.00 (+1.65%) Homeowner's exemption | $108,314 Land $23,066 Building $85,248 |
| 2022 | $1,150.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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