1858 Laurel Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1858 Laurel Rd, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,765 sqft · built 1973
Lot Size0.361 acres (15,707 sqft)
OwnerIndividual Name on File
Last Sale$1,775,000 (Jun 2026)
Tax Bill$7,561 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-221-15-00

Property Details

APN / Parcel Number

Primary APN165-221-15-00
Alternative APN
  • 1652205200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,765 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area15,707 sqft (0.361 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1652205200
Street Address1858 LAUREL RD
CityOCEANSIDE
StateCA
Zip92054-6152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40 (EX DOC280267REC72)DOC26725REC62 IN TR 001807
Legal SubdivisionNORTH CARLSBAD
Legal Tract001807
Legal Block3
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18504

Owner

Source: San Diego County records · APN 165-221-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Grant Deed, Transfer · Conventional Mortgage
DFT2 FINANCIAL LLC
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleMay 31, 2011 · Amount on Record
Deed Document Number2026187482
Prior Transfer DateAug 14, 2020
Prior Transfer Doc0000467465
Record UpdatedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2026
Property Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152
Document Number0000187482
Instrument DateJun 03, 2026
Instrument2026187482
Transaction TypeTransfer
Record UpdatedJul 08, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$197,202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152

Mortgage

Document Number0000187483,
DateJun 30, 2026
Instrument2026187483
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152
Transaction TypeMortgage
Record UpdatedDec 03, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152

Mortgage

Document Number0000805573
DateNov 23, 2021
Instrument2021-0805573
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2020
Property Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152
Document Number0000467467
Instrument DateAug 14, 2020
Instrument467467
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1858 LAUREL RD OCEANSIDE CA 920546152, OCEANSIDE, CA 92054-6152

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2020
Property Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152
Document Number0000467465
Map ReferenceMAP 1807
Instrument DateAug 14, 2020
Instrument2020-0467465
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1858 LAUREL RD, OCEANSIDE, CA 92054-6152

Mortgage

Document Number0000467466
DateAug 19, 2020
Instrument2020-0467466
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$692,589 (+2%) Land $431,235 Building $261,354
2025$7,561.00 (+5.22%) Homeowner's exemption$679,010 (+4.04%) Land $422,780 Building $256,230
2023$7,186.00 (+1.55%) Homeowner's exemption$652,645 Land $406,364 Building $246,281
2022$7,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 449 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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