San Diego County property record for 1869 Laurel Rd, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,169 sqft · built 2003 |
| Lot Size | 0.277 acres (12,074 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,968 (2025) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-222-24-00 |
| Primary APN | 165-222-24-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,169 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 12,074 sqft (0.277 acres) |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1652202700 |
|---|---|
| Street Address | 1869 LAUREL RD |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 32 DOC124430REC68 IN TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1869 LAUREL RD, OCEANSIDE, CA 92054-6165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2021 |
| Transfer Doc | 0000457512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1869 LAUREL RD, OCEANSIDE, CA 92054-6165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1869 LAUREL RD, OCEANSIDE, CA 92054-6165 |
| Document Number | 0000079134 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0079134 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 994 Months |
| Due | Jan 28, 2107 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2021 |
| Property Address | 1869 LAUREL RD, OCEANSIDE, CA 92054-6165 |
| Document Number | 0000457512 |
| Map Reference | MAP 1807 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-0457512 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1869 LAUREL RD, OCEANSIDE, CA 92054-6165 |
| Document Number | 0000457513 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0457513 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $453,265 (+2%) Land $103,173 Building $350,092 | |
| 2025 | $4,968.00 (+5.3%) Homeowner's exemption | $444,378 (+4.04%) Land $101,150 Building $343,228 |
| 2023 | $4,718.00 (+1.57%) Homeowner's exemption | $427,124 Land $97,223 Building $329,901 |
| 2022 | $4,645.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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