Montgomery County property record for 186 Windmill Rd, Willow Grove, PA 19090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,162 sqft · built 1956 |
| Lot Size | 0.208 acres (9,042 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2026) |
| Tax Bill | $7,187 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-00-18838-00-3 |
| Primary APN | 59-00-18838-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,042 sqft (0.208 acres) |
| Lot Dimensions | 137 ft deep x 66 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 27 sqft |
| Deck Area | Deck Area |
| Patio Area | 435 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 WINDMILL RD |
|---|---|
| City | WILLOW GROVE |
| State | PA |
| Zip | 19090-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L 286 |
| Legal Subdivision | HUNTINGDON DALE SEC 02 AMD PLA |
| Legal Block | 7C |
| Legal Lot Number | 286 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | UPPER MORELAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 200310 |
186 Windmill Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Montgomery County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK LLC |
| Sep 14, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK LLC |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Sep 21, 1993 · Amount on File |
| Deed Document Number | 202653998 |
| Deed Book / Page | 6451 / 850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Sep 14, 2026 |
| Property Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0000053999 |
| Book / Page | 16300 / 1826 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202653999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | KCT ABSTRACT LLC, KP ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0000053999, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 16300/1826 |
| Instrument | 202653999 |
| Name | MORTGAGE NETWORK LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Sep 14, 2026 |
| Property Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0000053998 |
| Book / Page | 6451 / 850 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202653998 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0000053999, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 16300/1826 |
| Instrument | 202653999 |
| Name | MORTGAGE NETWORK LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 186 WINDMILL RD, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0146870609 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 186 WINDMILL RD WILLOW GROVE PA 190901638, WILLOW GROVE, PA 19090-1638 |
| Document Number | 0146870609 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 014687/000609 |
| Instrument | 31483 |
| Name | AMERICAN HERITAGE CU |
|---|---|
| Address | PHILADELPHIA, PA 19115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 20, 2026 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 186 Windmill Rd was $7,187.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Upper Moreland Township |
| Unified School District | Upper Moreland Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,187.00 | $136,190 | $136,190 |
| 2025 | $7,187.00 | ||
| 2024 | $136,190 (-) Land $45,170 Building $91,020 | ||
| 2023 | $6,473.00 (+4.34%) | $136,190 Land $45,170 Building $91,020 | |
| 2022 | $6,204.00 | ||
| 1998 | $136,190 Land $45,170 Building $91,020 | ||
| 1996 | $136,190 Land $45,170 Building $91,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 186 Windmill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Windmill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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