Merced County property record for 186 River Oak Dr, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,000 (May 2026) |
| Tax Bill | $1,011 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| APN | 061-730-061-000 |
| Primary APN | 061-730-061-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|
| Old Parcel Number | 061-730-061 |
|---|---|
| Street Address | 186 RIVER OAK DR |
| City | MERCED |
| State | CA |
| Zip | 95341-8066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 170 THE CROSSING AT RIVER OAKS PHASE 3 |
| Legal Lot Number | 170 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1700 |
186 River Oak Dr is owned and occupied by an individual who bought it in May 2026.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 RIVER OAK DR, MERCED, CA 95341-8066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Feb 19, 2025 · Amount on File |
| Deed Document Number | 202613464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 27, 2026 |
| Property Address | 186 RIVER OAK DR, MERCED, CA 95341-8066 |
| Document Number | 0000013464 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202613464 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,550.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 RIVER OAK DR, MERCED, CA 95341-8066 |
| Document Number | 0000013465, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202613465 |
| Name | DHI MORTGAGE COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 186 River Oak Dr was $1,011.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $140,505 (+56.12%) Land $140,505 | |
| 2025 | $1,011.00 | $90,000 Land $90,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
There have been 5 flood claims near 186 River Oak Dr since 1998.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 73 policies |
|---|---|
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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