174 River Oak Dr, Merced, CA 95341 Property Records

Merced County property record for 174 River Oak Dr, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Jun 2026)
Tax Bill$1,011 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
APN061-730-060-000

Property Details

APN / Parcel Number

Primary APN061-730-060-000
Alternative APN
  • 061-730-060

Exterior

Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Old Parcel Number061-730-060
Street Address174 RIVER OAK DR
CityMERCED
StateCA
Zip95341-8066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 169 THE CROSSING AT RIVER OAKS PHASE 3
Legal Lot Number169
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1002
Census Tract1700

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address174 RIVER OAK DR, MERCED, CA 95341-8066
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleFeb 19, 2025 · Amount on Record
Deed Document Number202616980
Record UpdatedOct 29, 2026

June 2026: Grant Deed

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 24, 2026
Property Address174 RIVER OAK DR, MERCED, CA 95341-8066
Document Number0000016980
Instrument DateJun 16, 2026
Instrument202616980
Record UpdatedJul 22, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54,439.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 RIVER OAK DR, MERCED, CA 95341-8066

Mortgage

Document Number0000016981,
DateJun 24, 2026
Instrument202616981
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$140,505 (+56.12%) Land $140,505
2025$1,011.00$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims5 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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