186 Kent St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 186 Kent St, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1961
Lot Size0.142 acres (6,180 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Sep 1994)
Tax Bill$1,927 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN092-081-009

Property Details

APN / Parcel Number

Primary APN092-081-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Lot Area6,180 sqft (0.142 acres)
Lot Dimensions103 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address186 KENT ST
CityNIPOMO
StateCA
Zip93444-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 145 BL 1 LT 9
Legal SubdivisionTRACT NO 145
Legal Tract145
Legal Block1
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group3
Census Block3011
Census Tract12406

Owner

186 Kent St is owned and occupied by an individual who bought it in September 1994.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address186 KENT ST, NIPOMO, CA 93444-9707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 1994 · Amount on File
Deed SaleSep 14, 1994 · Amount on File
Deed Document Number199453533
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address186 KENT ST, NIPOMO, CA 93444-9707
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 KENT ST, NIPOMO, CA 93444-9707

Mortgage

Document Number0000077349
DateNov 22, 2021
Instrument2021077349
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 186 Kent St was $1,927 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$191,851 (+2%) Land $119,908 Building $71,943
2025$1,927.00 Homeowner's exemption$188,090 Land $117,557 Building $70,533
2023$1,838.00 (+1.6%) Homeowner's exemption$180,788 Land $112,993 Building $67,795
2022$1,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 186 Kent St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2001–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Kent St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIPOMO COMM SERVICES DIST
serves 13,771 people · EPA ID CA4010026
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Kent St

Nearby Streets

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