182 Kent St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 182 Kent St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1961
Lot Size	0.142 acres (6,180 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2018)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092-081-010`

Property Details

APN / Parcel Number

Primary APN	`092-081-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	6,180 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	182 KENT ST
City	NIPOMO
State	CA
Zip	93444-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 145 BL 1 LT 10
Legal Tract	145
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3011
Census Tract	12406

Owner

182 Kent St is owned and occupied by an individual who bought it in December 2018.

Source: San Luis Obispo County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	182 KENT ST, NIPOMO, CA 93444-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 17, 2018	Grant Deed, Transfer · FHA Mortgage DATA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	201851535
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	182 KENT ST, NIPOMO, CA 93444-9707
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	NOT AVAILABLE, TITLE CONNECT HOME RETETION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 KENT ST, NIPOMO, CA 93444-9707

Mortgage

Document Number	0000001581
Date	Jan 19, 2024
Instrument	2024001581

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	182 KENT ST, NIPOMO, CA 93444-9707
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 KENT ST, NIPOMO, CA 93444-9707

Mortgage

Document Number	0000004292
Date	Jan 28, 2022
Instrument	2022004292

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 17, 2018
Property Address	182 KENT ST, NIPOMO, CA 93444-9707
Document Number	0000051535
Map Reference	MB6 PG13
Instrument Date	Nov 9, 2018
Instrument	2018051535
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	182 KENT ST, NIPOMO, CA 93444-9707

Mortgage

Document Number	0000051536
Date	Dec 17, 2018
Instrument	2018051536

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 182 Kent St was $4,154, up 3.4% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,234 (+2%) Land $227,563 Building $170,671
2025	$4,154.00 (+3.44%)	$390,426 Land $223,101 Building $167,325
2024	$4,016.00 (+1.18%)
2023	$3,969.00 (+1.53%)	$375,268 Land $214,439 Building $160,829
2022	$3,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 182 Kent St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 182 Kent St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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