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185 Kent St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 185 Kent St, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,115 sqft · built 1961
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$185,000 (Jun 2009)
Tax Bill$3,844 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN092-082-004

Property Details

APN / Parcel Number

Primary APN092-082-004

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,115 sqft Living Area
1st Floor Area2,115 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address183 KENT ST
CityNIPOMO
StateCA
Zip93444-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 145 BL 2 LT 4 LESS MINRTS
Legal SubdivisionTRACT NO 145
Legal Tract145
Legal Block2
Legal Lot Number4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group3
Census Block3011
Census Tract12406

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 460, OCEANO, CA 93475-0460
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Sep 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2009 · Amount on Record
Deed SaleJun 25, 2009 · Amount on Record
Prior SaleSep 23, 1998 · Amount on Record
Deed Document Number200934137
Last Transfer DateAug 1, 2018
Transfer Doc0000037168
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address185 KENT ST, NIPOMO, CA 93444-9707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 KENT ST, NIPOMO, CA 93444-9707

Mortgage

Document Number0000069900
DateNov 30, 2020
Instrument2020069900
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 7, 2018
Property Address185 KENT ST, NIPOMO, CA 93444-9707
Document Number0000037168
Instrument DateSep 5, 2018
Instrument37168
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 460 OCEANO CA 934750460, OCEANO, CA 93475-0460

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$375,633 (+2%) Land $118,208 Building $257,425
2025$3,844.00 (+4.74%) Homeowner's exemption$368,269 (+4.04%) Land $115,891 Building $252,378
2023$3,670.00 (+58.81%) Homeowner's exemption$353,971 Land $111,392 Building $242,579
2022$2,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2001–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIPOMO COMM SERVICES DIST
serves 13,771 people · EPA ID CA4010026
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
Surfnet Communications
Fixed Wireless		100 / 20
Ranch Wifi
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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