Monroe County and Penfield Town property record for 186 Highledge Dr, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,320 sqft · built 1956 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Jun 2013) |
| Tax Bill | $7,353 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 139.10-3-56 |
| Primary APN | 264200 139.10-3-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 263 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Porch Area | 117 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00073370000 |
|---|---|
| Street Address | 186 HIGHLEDGE DR |
| City | PENFIELD |
| State | NY |
| Zip | 14526-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | 0038-13-04 PNFLD HLS 4 L125 01 |
| Legal Subdivision | PENFIELD HILLS |
| Legal Block | 3 |
| Legal Lot Number | 56.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11601 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 186 HIGHLEDGE DR, PENFIELD, NY 14526-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FCU |
| Aug 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage SUMMIT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on Record |
| Deed Sale | Jun 26, 2013 · Amount on Record |
| Prior Sale | May 25, 1999 · Amount on Record |
| Deed Document Number | 2013947 |
| Deed Book / Page | 11269 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 186 HIGHLEDGE DR, PENFIELD, NY 14526-2449 |
| Document Number | 0000000816 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 186 HIGHLEDGE DR PENFIELD NY 145262449, PENFIELD, NY 14526-2449 |
| Document Number | 0000000816 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 028678/000454 |
| Instrument | 816 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 186 HIGHLEDGE DR, PENFIELD, NY 14526-2449 |
| Document Number | 0000000817 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 HIGHLEDGE DR PENFIELD NY 145262449, PENFIELD, NY 14526-2449 |
| Document Number | 0000000817 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 028678/000474 |
| Instrument | 817 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,353.00 (+14.73%) Homeowner's exemption | ||
| 2025 | $6,409.00 (-1.43%) | $225,600 (-) Land $60,100 Building $165,500 | $300,800 (+25.33%) Land $80,133 Building $220,667 |
| 2023 | $225,600 (-) Land $60,100 Building $165,500 | $240,000 (+6.38%) Land $63,936 Building $176,064 | |
| 2022 | $225,600 Land $60,100 Building $165,500 | $225,600 Land $60,100 Building $165,500 | |
| 2021 | $6,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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