186 Forest Ave, Ramsey, NJ 07446 Property Records

Bergen County and Mahwah Township property record for 186 Forest Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,900 (Aug 2005)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-00154-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`33-00154-0000-00056`
Alternative APNs	`330015400056` `03258000`

Interior

Stories	1 Story

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Account Number	03258000
Street Address	186 FOREST AVE
City	RAMSEY
State	NJ
Zip	07446-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	.66AC
Legal Block	154
Legal Lot Number	56
Jurisdiction	BERGEN NJ
Township / Civil Division	MAHWAH
Census Block Group	2
Census Block	2000
Census Tract	32102

Owner

Source: Bergen County and Mahwah Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 FOREST AVE, RAMSEY, NJ 07446-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2005 · Amount on Record
Deed Sale	Aug 1, 2005 · Amount on Record
Deed Book / Page	8868 / 119
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	186 FOREST AVE, RAMSEY, NJ 07446-2739
Document Number	0027502080
Book / Page	002750 / 002080
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 FOREST AVE RAMSEY NJ 074462739, RAMSEY, NJ 07446-2739

Mortgage

Document Number	0027502080
Date	Oct 13, 2017
Book Page	002750/002080

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Mahwah Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Mahwah Township
Unified School District	Mahwah Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,200 (-) Land $48,800 Building $10,400	$59,200 (-) Land $48,800 Building $10,400
2025	$1,259.00 (+3.11%)	$59,200 (-) Land $48,800 Building $10,400	$59,200 (-) Land $48,800 Building $10,400
2024	$1,221.00 (+4.63%)
2023		$59,200 Land $48,800 Building $10,400	$59,200 Land $48,800 Building $10,400
2022	$1,167.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20