Windsor Locks Town property record for 186 Elm St, Windsor Locks, CT 06096 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,426 sqft · built 1953 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Aug 2022) |
| Tax Bill | $5,323 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:35 B:61 L:3 |
| Primary APN | WINL M:35 B:61 L:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Basement Area | 1,228 sqft |
| Unfinished Basement | 309 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1400 |
|---|---|
| Street Address | 186 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 61 |
| Legal Lot Number | 3 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 476200 |
Source: Windsor Locks Town records · APN WINL M:35 B:61 L:3
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Book / Page | 520 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Aug 01, 2022 |
| Property Address | 186 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Document Number | 000520-305 |
| Book / Page | 520 / 305 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 186 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Document Number | 1278280014 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 1278280014 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,900 (+63.82%) Land $55,650 Building $166,250 | $155,330 Land $38,955 Building $116,375 | |
| 2024 | $5,323.00 (+39.64%) | $135,450 (-) Land $45,990 Building $89,460 | |
| 2023 | $3,812.00 (+8.95%) | $135,450 (-) Land $45,990 Building $89,460 | |
| 2022 | $3,499.00 | $135,450 Land $45,990 Building $89,460 |
Source: FEMA National Flood Hazard Layer, County delivery 09003C updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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