Windsor Locks Town property record for 182 Elm St, Windsor Locks, CT 06096 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,198 sqft · built 1953 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,000 (Nov 2009) |
| Tax Bill | $6,093 (2024) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINL M:35 B:61 L:4 |
| Primary APN | WINL M:35 B:61 L:4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1300 |
|---|---|
| Street Address | 182 ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 61 |
| Legal Lot Number | 4 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 476200 |
Source: Windsor Locks Town records · APN WINL M:35 B:61 L:4
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 05, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 24, 2024 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WINDSOR LOCKS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2009 · Amount on Record |
| Deed Sale | Nov 04, 2009 · Amount on Record |
| Prior Sale | Jan 23, 1990 · Amount on Record |
| Deed Book / Page | 394 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 182 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2025 |
| Title Company | NONE AVILABALE |
| Name | Verified Name |
|---|
| Document Number | 0000546-27 |
|---|---|
| Date | May 05, 2025 |
| Book Page | 546/27 |
| Instrument | 2401470005 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 182 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000539-778 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 539/778 |
| Instrument | 1968680006 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 182 ELM ST, WINDSOR LOCKS, CT 06096-2230 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000521-322 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 521/322 |
| Instrument | 1296970012 |
| Name | WINDSOR LOCKS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,960 (+69.37%) Land $55,090 Building $198,870 | $177,772 Land $38,563 Building $139,209 | |
| 2024 | $6,093.00 (+44.42%) | $149,940 (-) Land $45,010 Building $104,930 | |
| 2023 | $4,219.00 (+8.93%) | $149,940 (-) Land $45,010 Building $104,930 | |
| 2022 | $3,873.00 | $149,940 Land $45,010 Building $104,930 |
Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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