173 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 173 Elm St, Windsor Locks, CT 06096

Property Summary

Details	8 bd · 6 ba · 3,200 sqft · built 1920
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2006)
Tax Bill	$6,823 (2024)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINL M:35 B:81 L:28`

Property Details

APN / Parcel Number

Primary APN	`WINL M:35 B:81 L:28`
Alternative APNs	`00025900` `25900`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,200 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	25900
Street Address	173 ELM ST
City	WINDSOR LOCKS
State	CT
Zip	06096
Property Category	Other
Property Type	Unknown
Local Zoning Code	RESA
Legal Block	81
Legal Lot Number	28
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2000
Census Tract	476300

Owner

Source: Windsor Locks Town records · APN WINL M:35 B:81 L:28

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 BLOKLAND DR, LONGMEADOW, MA 01106-2048
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2006 · Amount on Record
Deed Sale	Jul 24, 2006 · Amount on Record
Deed Book / Page	356 / 981
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	173 ELM ST, WINDSOR LOCKS, CT 06096
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000515-240
Date	Jan 31, 2022
Book Page	515/240
Instrument	1250400018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,410 (+76.27%) Land $59,850 Building $224,560	$199,087 Land $41,895 Building $157,192
2024	$6,823.00 (+60.62%)
2023	$4,248.00 (+1.92%)	$161,350 (-) Land $47,950 Building $113,400
2022	$4,168.00	$161,350 Land $47,950 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 146 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.