178 Cottage St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 178 Cottage St, Pawtucket, RI 02860

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,688 sqft · built 1910
Lot Size	0.13 acres (5,669 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jan 2023)
Tax Bill	$5,795 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:20 L:0626`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:20 L:0626`
Alternative APN	`200626`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	4,528 sqft
1st Floor Area	1,124 sqft
Attic	Attic
Attic Area	1,100 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,669 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	200626
Street Address	178 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02860-3004
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RM
Legal Lot Number	626
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3002
Census Tract	16000

Owner

Source: Pawtucket City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 COTTAGE ST, PAWTUCKET, RI 02860-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Deed Document Number	202364
Deed Book / Page	4957 / 1
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jan 25, 2023
Property Address	178 COTTAGE ST, PAWTUCKET, RI 02860-3004
Document Number	00004957-1
Book / Page	4957 / 1
Instrument Date	Jan 24, 2023
Instrument	64
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 FOLLEN ST APT 4, 4, BOSTON, MA 02116-6431

Mortgage

Document Number	0000000065
Date	Jan 25, 2023
Instrument	65

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,795.00 (+21.08%)	$440,700 (+56%) Land $105,900 Building $334,800
2023	$4,786.00 (+2.18%)	$282,500 (-) Land $61,400 Building $221,100
2022	$4,684.00	$282,500 Land $61,400 Building $221,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures