St. Johns County property record for 186 Cloverbrook Rd, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,422 sqft · built 2020 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,579 (Apr 2020) |
| Tax Bill | $10,084 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000714-0680 |
| Primary APN | 000714-0680 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,422 sqft Living Area |
| Gross Area | 3,902 sqft |
| 1st Floor Area | 1,647 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 186 CLOVERBROOK RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/11-23 RIVERTOWN PARCEL 13 LOT 68 OR4927/812 & 5551/1311(D/M) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 13 |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000714-0680
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 21, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Jun 05, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage MATTAMY HM FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Deed Document Number | 202030922 |
| Deed Book / Page | 4927 / 812 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0053400880 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 5340/880 |
| Instrument | 2021088596 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 21, 2020 |
| Property Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0049270812 |
| Book / Page | 4927 / 812 |
| Map Reference | MB 92 PG 11-23 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020030922 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,147.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 49270813 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 4927/0813 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 05, 2019 |
| Property Address | 186 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0047351341 |
| Book / Page | 004735 / 001341 |
| Instrument Date | May 30, 2019 |
| Instrument | 38946 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,678.61 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CLOVERBROOK RD ST JOHNS FL 322592364, ST JOHNS, FL 32259-2364 |
| Document Number | 47351342 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 004735/001342 |
| Instrument | 38947 |
| Name | MATTAMY HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,913 (-1.29%) | $596,023 (-4.24%) Land $125,000 Building $471,023 | |
| 2025 | $10,084.00 (+10.17%) Homeowner's exemption | $540,914 (+3.04%) | $622,429 (+0.97%) Land $115,000 Building $507,429 |
| 2024 | $9,153.00 (-0.22%) | ||
| 2023 | $9,173.00 (+16.73%) Homeowner's exemption | $524,933 (+24.74%) | $616,419 (+5.58%) Land $115,000 Building $501,419 |
| 2022 | $7,858.00 Homeowner's exemption | $420,823 | $583,863 Land $112,000 Building $471,863 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force 183 of 189 on primary residences |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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