St. Johns County property record for 162 Cloverbrook Rd, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,265 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,994 (Feb 2021) |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000714-0650 |
| Primary APN | 000714-0650 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,265 sqft Living Area |
| Gross Area | 4,103 sqft |
| 1st Floor Area | 2,203 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 162 CLOVERBROOK RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92/11-23 RIVERTOWN PARCEL 13 LOT 65 OR5172/795 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 13 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000714-0650
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jan 06, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 05, 2021 | Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2021 · Amount on Record |
| Deed Sale | Feb 05, 2021 · Amount on Record |
| Deed Document Number | 202113461 |
| Deed Book / Page | 5172 / 795 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0057141410 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 5714/1410 |
| Instrument | 2023014714 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 23, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1622 CLOVERBRROO RD, SAINT JOHNS, FL 32259 |
| Investor | Possibly a Property Investor |
| Document Number | 0054630020 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 5463/20 |
| Instrument | 2022001659 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 05, 2021 |
| Property Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0051720795 |
| Book / Page | 5172 / 795 |
| Map Reference | MB 92 PG 11-23 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021013461 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 162 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365 |
| Document Number | 0005172796 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 5172/796 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,092 (+2.7%) | $652,117 (-3.67%) Land $125,000 Building $527,117 | |
| 2025 | $3,320.00 (-64.64%) Disabled Person's exemption Veteran's exemption | $634,948 (+15.87%) | $676,992 (+15.63%) Land $115,000 Building $561,992 |
| 2024 | $9,388.00 (+2.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $548,006 (+3%) | $585,471 (-2.31%) Land $115,000 Building $470,471 |
| 2023 | $9,199.00 (-4.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $532,045 (-6.11%) | $599,328 (+5.76%) Land $115,000 Building $484,328 |
| 2022 | $9,661.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $566,675 | $566,675 Land $112,000 Building $454,675 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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