204 Cloverbrook Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 204 Cloverbrook Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 2020
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2022)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000714-0700`

Property Details

APN / Parcel Number

Primary APN	`000714-0700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	2,129 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	234 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 CLOVERBROOK RD
City	SAINT JOHNS
State	FL
Zip	32259-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/11-23 RIVERTOWN PARCEL 13 LOT 70 OR5640/1294
Legal Range	27
Legal Township	05
Legal Section	39
Legal Subdivision	RIVERTOWN PARCEL 13
Legal Block	1
Legal Lot Number	70
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1054
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202291680
Deed Book / Page	5640 / 1294
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365

Mortgage

Document Number	0052351259
Date	Apr 13, 2021
Book Page	5235/1259
Instrument	2021040633

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 27, 2022
Property Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Document Number	0056401294
Book / Page	5640 / 1294
Map Reference	MB 92 PG 11-23
Instrument Date	Sep 22, 2022
Instrument	2022091680
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 MARGARET ST, NEPTUNE BEACH, FL 32266-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Investor	Possibly a Property Investor

Mortgage

Document Number	0056401297
Date	Sep 27, 2022
Instrument	5640/1297

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2020
Property Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365
Document Number	0049240681
Book / Page	4924 / 681
Map Reference	MB 92 PG 11-23
Instrument Date	Apr 8, 2020
Instrument	2020029727
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,622.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CLOVERBROOK RD, SAINT JOHNS, FL 32259-2365

Mortgage

Document Number	0049240682
Date	Apr 16, 2020
Instrument	4924/0682

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,189 (+2.7%)	$475,639 (-0.08%) Land $125,000 Building $350,639
2025	$6,880.00 (+9.71%) Homeowner's exemption	$303,008 (+2.9%)	$476,041 (+3.39%) Land $115,000 Building $361,041
2024	$6,271.00 (+2.17%) Homeowner's exemption	$294,468 (+3%)	$460,415 (-2.16%) Land $115,000 Building $345,415
2023	$6,138.00 (-5%) Homeowner's exemption	$285,891	$470,602 Land $115,000 Building $355,602
2022	$6,461.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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