Erie County and Collins Town property record for 186 Buffalo St, Gowanda, NY 14070
| Property Type | Residential |
|---|---|
| Details | 3 bd · built 1870 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500 (May 2024) |
| Tax Bill | $220 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 143601 349.15-1-26 |
| Primary APN | 143601 349.15-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Composition/Composite |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 165 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201 0112000 |
|---|---|
| Street Address | 186 BUFFALO ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | SCHUSTER HGWY GAYLORD THOEN .15AC |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 184 BUFFALO ST, GOWANDA, NY 14070-1010 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on Record |
| Deed Sale | May 9, 2024 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 20242024074834 |
| Deed Book / Page | 11431 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 186 BUFFALO ST, GOWANDA, NY 14070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 184 BUFFALO ST, GOWANDA, NY 14070-1010 |
| Document Number | 0141884069 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 14188/4069 |
| Instrument | 2026014833 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 12, 2021 |
| Property Address | 186 BUFFALO ST, GOWANDA, NY 14070 |
| Document Number | 0113780962 |
| Book / Page | 11378 / 962 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021068021 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 ALDRICH ST, 159, GOWANDA, NY 14070-1126 |
| Name | Verified Name |
|---|---|
| Address | 184 BUFFALO ST, GOWANDA, NY 14070-1010 |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220.00 (+4%) | ||
| 2025 | $44.00 (-63.33%) | $3,200 (-) Land $2,200 Building $1,000 | $11,400 (+21.12%) Land $7,837 Building $3,563 |
| 2024 | $120.00 | $3,200 (-) Land $2,200 Building $1,000 | $9,412 (+5.75%) Land $6,471 Building $2,941 |
| 2023 | $3,200 (-) Land $2,200 Building $1,000 | $8,900 (+17.11%) Land $6,119 Building $2,781 | |
| 2022 | $3,200 Land $2,200 Building $1,000 | $7,600 Land $5,225 Building $2,375 | |
| 2021 | $41.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Armstrong.
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