18595 Stephens Dr, Eastpointe, MI 48021 Property Records

Macomb County property record for 18595 Stephens Dr, Eastpointe, MI 48021

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,105 sqft · built 1956
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Sep 2026)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-14-29-280-060`

Property Details

APN / Parcel Number

Primary APN	`02-14-29-280-060`
Alternative APN	`1429280060`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	1,105 sqft
Basement Area	1,105 sqft
Unfinished Basement	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18595 STEPHENS DR
City	EASTPOINTE
State	MI
Zip	48021-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MICHAEL SUBDIVISION E 49.83 FT FRONT & E 50.12 FT REAR OF LOT 16 LIBER 31; PAGE 32
Legal Subdivision	MICHAEL SUBDIVISION
Legal Lot Number	16
Jurisdiction	MACOMB MI
Township / Civil Division	EASTPOINTE
Census Block Group	1
Census Block	1010
Census Tract	258100

Owner

Source: Macomb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18595 STEPHENS DR, EASTPOINTE, MI 48021-1956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Aug 7, 2014 · Amount on Record
Deed Document Number	202691675
Deed Book / Page	30881 / 357
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0000033324
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Oct 8, 2026
Property Address	18595 STEPHENS DR, EASTPOINTE, MI 48021-1956
Document Number	0000095297
Book / Page	30898 / 401
Instrument Date	Sep 25, 2026
Instrument	202695297
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23620 ELMIRA ST, SAINT CLAIR SHORES, MI 48082-2183

Mortgage

Document Number	0000095297,
Date	Oct 8, 2026
Book Page	30898/401
Instrument	202695297

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 29, 2026
Property Address	18595 STEPHENS DR, EASTPOINTE, MI 48021-1956
Document Number	0000091675
Book / Page	30881 / 357
Instrument Date	Sep 25, 2026
Instrument	202691675
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$163,296.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18595 STEPHENS DR, EASTPOINTE, MI 48021-1956

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Eastpointe City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,200 (+0.44%)	$182,400 (+0.44%)
2025	$3,183.00 (+7.79%)	$90,800 (+17.77%)	$181,600 (+17.77%)
2023		$77,100	$154,200
2022	$2,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EASTPOINTE serves 32,442 people · EPA ID MI0001950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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