18585 Stephens Dr, Eastpointe, MI 48021 Property Records

Macomb County property record for 18585 Stephens Dr, Eastpointe, MI 48021

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,048 sqft · built 1956
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (Jul 2023)
Tax Bill	$5,033 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-14-29-280-059`

Property Details

APN / Parcel Number

Primary APN	`02-14-29-280-059`
Alternative APN	`1429280059`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18585 STEPHENS DR
City	EASTPOINTE
State	MI
Zip	48021-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MICHAEL SUBDIVISION E 9 FT OF LOT 15 & W 41 FT OF LOT 16 LIBER 31; PAGE 32
Legal Subdivision	MICHAEL SUBDIVISION
Legal Lot Number	15-16
Jurisdiction	MACOMB MI
Township / Civil Division	EASTPOINTE
Census Block Group	1
Census Block	1010
Census Tract	258100

Owner

18585 Stephens Dr is owned and occupied by an individual who bought it in July 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	18585 STEPHENS DR, EASTPOINTE, MI 48021-1956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Nov 2, 2022	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	202363731
Deed Book / Page	29226 / 580
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18585 STEPHENS DR, EASTPOINTE, MI 48021-1956
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18585 STEPHENS DR, EASTPOINTE, MI 48021-1956

Mortgage

Document Number	2300064738
Date	Jul 31, 2023
Book Page	29231/700
Instrument	202300064738

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 26, 2023
Property Address	18585 STEPHENS DR, EASTPOINTE, MI 48021-1956
Document Number	2300063731
Book / Page	29226 / 580
Map Reference	LB 31 PG 32
Instrument Date	Jul 20, 2023
Instrument	202300063731
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6632 MINNOW POND DR, WEST BLOOMFIELD, MI 48322-2659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18585 STEPHENS DR, EAST DETROIT, MI 48021-1956

Mortgage

Document Number	2300064737
Date	Jul 31, 2023
Book Page	29231/687
Instrument	202300064737

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 2, 2022
Property Address	18585 STEPHENS DR, EASTPOINTE, MI 48021-1956
Document Number	2200123860
Book / Page	28884 / 435
Map Reference	LB 31 PG 32
Instrument Date	Oct 28, 2022
Instrument	202200123860
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18585 STEPHENS DR, 18585, EASTPOINTE, MI 48021-1956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6632 MINNOW POND DR, WEST BLOOMFIELD, MI 48322-2659

Tax Assessment & Valuation

The 2025 property tax bill for 18585 Stephens Dr was $5,033 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Eastpointe City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,800	$183,600
2025	$5,033.00
2023		$75,500	$151,000
2022	$1,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18585 Stephens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18585 Stephens Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EASTPOINTE serves 32,442 people · EPA ID MI0001950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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