18575 Stephens Dr, Eastpointe, MI 48021 Property Records

Macomb County property record for 18575 Stephens Dr, Eastpointe, MI 48021

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,048 sqft · built 1956
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2003)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14-29-280-058`

Property Details

APN / Parcel Number

Primary APN	`02-14-29-280-058`
Alternative APN	`1429280058`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18575 STEPHENS DR
City	EASTPOINTE
State	MI
Zip	48021-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MICHAEL SUBDIVISION E 9 FT OF LOT 14 & W 41 FT OF LOT 15 LIBER 31; PAGE 32
Legal Subdivision	MICHAEL SUBDIVISION
Legal Lot Number	14-15
Jurisdiction	MACOMB MI
Township / Civil Division	EASTPOINTE
Census Block Group	1
Census Block	1010
Census Tract	258100

Owner

18575 Stephens Dr is owned and occupied by an individual who bought it in January 2003.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	18575 STEPHENS DR, EASTPOINTE, MI 48021-1956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2003 · Amount on File
Deed Sale	Jan 15, 2003 · Amount on File
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18575 STEPHENS DR, EASTPOINTE, MI 48021-1956
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18575 STEPHENS DR, EASTPOINTE, MI 48021-1956

Mortgage

Document Number	2200002055
Date	Jan 5, 2022
Book Page	28335/21
Instrument	202200002055

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18575 STEPHENS DR, EASTPOINTE, MI 48021-1956
Document Number	0000011291
Book / Page	024527 / 000292
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18575 STEPHENS DR EASTPOINTE MI 480211956, EASTPOINTE, MI 48021-1956

Mortgage

Document Number	0000011291
Date	Jan 27, 2017
Book Page	024527/000292
Instrument	11291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18575 Stephens Dr was $2,136 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Eastpointe City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,700	$189,400
2025	$2,136.00
2023		$78,100	$156,200
2022	$1,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18575 Stephens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18575 Stephens Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EASTPOINTE serves 32,442 people · EPA ID MI0001950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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