18537 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18537 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,690 sqft · built 1978
Lot Size0.045 acres (1,939 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Dec 2009)
Tax Bill$4,231 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-01696327

Property Details

APN / Parcel Number

Primary APN09-01696327
Alternative APN
  • 01696327

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,690 sqft Living Area
1st Floor Area890 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,939 sqft (0.045 acres)
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696327
Street Address18537 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2115
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number120
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18537 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2009 · Amount on Record
Deed SaleDec 28, 2009 · Amount on Record
Prior SaleAug 16, 1996 · Amount on Record
Deed Document Number200922840
Prior Transfer DateSep 22, 2006
Prior Transfer Doc72228
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18537 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address18537 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115

Mortgage

Document Number0632270228
DateJun 11, 2021
Book Page63227/228
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term222 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,100 (+8.62%) Land $120,000 Building $238,100$358,100 (-) Land $120,000 Building $238,100
2025$4,231.00 (+10.67%)$329,667 (+20.85%)$358,100 (+31.27%) Land $120,000 Building $238,100
2024$3,823.00 (+48.01%)
2023$272,800 Land $120,000 Building $152,800$272,800 Land $120,000 Building $152,800
2022$2,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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