1854 Valley Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 1854 Valley Ridge Loop, Clermont, FL 34711 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	7 Beds
Bathrooms	4 Baths
Year Built	Built 2024
Square Footage	4,032 sqft Living Area
Lot Size	16,602 sqft (0.381 acres)
Occupancy	Owner Occupied
Last Sale	$470,000 (2006)
Tax Bill	$3,445.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1956-000-36000`
Alternative APNs	`262220195600036000` `3820036`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Building Area	4,032 sqft Living Area
Gross Area	4,692 sqft Gross Area
1st Floor	1,776 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	16,602 sqft (0.381 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	660 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	Deck Area
Porch Area	618 sqft Porch
Utility Building	350 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3820036
Street Address	1854 VALLEY RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-5290
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 360 ORB 2633 PG 1652
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	SKYRIDGE VALLEY PHASE III
Legal Tract	T-Y
Legal Lot Number	360
Jurisdiction	LAKE FL
Minor Civil Division	CLERMONT
Census Blockgroup	1
Census Block	1004
Census Tract	31320

Owner

Source: Lake County records · APN 20-22-26-1956-000-36000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1854 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2006 · Amount on Record
Deed Sale	Jul 19, 2006 · Amount on Record
Prior Sale	Aug 09, 2004 · Amount on Record
Deed Doc Number	2006109369
Deed Book / Page	3214 / 743
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1854 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290

Mortgage

Document Number	0055450151
Date	Sep 17, 2020
Book Page	5545/151
Instrument	2020103041

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,220 (+2.9%)	$550,767 (-0.06%) Land $112,000 Building $438,767
2025		$249,980 (+5.98%) Land $112,000 Building $137,980	$551,111 (+1.47%) Land $112,000 Building $439,111
2024	$3,445.00 (+2.04%)
2023	$3,376.00 (+3.21%) Homeowner's exemption	$235,870 (+3%)	$543,145 (+36.25%) Land $78,400 Building $464,745
2022	$3,271.00 Homeowner's exemption	$229,000	$398,640 Land $50,400 Building $348,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.