1848 Valley Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 1848 Valley Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 4,032 sqft · built 2004
Lot Size	0.316 acres (13,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2004)
Tax Bill	$3,331 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1956-000-36100`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1956-000-36100`
Alternative APNs	`262220195600036100` `3820037`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,032 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,760 sqft (0.316 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Unfinished Open Porch
Porch Area	552 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3820037
Street Address	1848 VALLEY RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-5290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 361 ORB 2633 PG 1707 ORB 5930 PG 1142
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	SKYRIDGE VALLEY PHASE III
Legal Tract	T-Y
Legal Lot Number	361
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1004
Census Tract	31320

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1848 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Document Number	2004107617
Deed Book / Page	2633 / 1707
Last Transfer Date	Mar 28, 2022
Transfer Doc	0059301142
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 5, 2022
Property Address	1848 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290
Document Number	0059301142
Book / Page	5930 / 1142
Map Reference	MB 50 PG 39-41
Instrument Date	Mar 28, 2022
Instrument	2022046950
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1848 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290

Mortgage

Document Number	0059301145
Date	Apr 5, 2022
Instrument	5930/1145

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,110 (+2.9%)	$530,219 (-0.03%) Land $100,000 Building $430,219
2025		$243,070 (+5.99%) Land $100,000 Building $143,070	$530,357 (+0.91%) Land $100,000 Building $430,357
2024	$3,331.00 (+2.08%)
2023	$3,263.00 (+3.23%) Homeowner's exemption	$229,340 (+3%)	$525,555 (+36.74%) Land $70,000 Building $455,555
2022	$3,161.00 Homeowner's exemption	$222,660	$384,333 Land $45,000 Building $339,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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