1843 Valley Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 1843 Valley Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 4,032 sqft · built 2004
Lot Size	0.273 acres (11,879 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Nov 2011)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1956-000-37000`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1956-000-37000`
Alternative APNs	`262220195600037000` `3820046`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,032 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,879 sqft (0.273 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	72 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3820046
Street Address	1843 VALLEY RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-5291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 370 ORB 4096 PG 893 ORB 5505 PG 230
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	SKYRIDGE VALLEY PHASE III
Legal Tract	T-Y
Legal Lot Number	370
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31320

Owner

Source: Lake County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1843 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Dec 7, 2010 · Amount on Record
Deed Document Number	201126
Deed Book / Page	4096 / 893
Last Transfer Date	Jul 9, 2020
Transfer Doc	0055050230
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Aug 28, 2026
Property Address	1843 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Document Number	0000106460
Book / Page	6802 / 2146
Instrument Date	Aug 18, 2026
Instrument	2026106460
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106460,
Date	Aug 28, 2026
Book Page	6802/2146
Instrument	2026106460

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1843 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291

Mortgage

Document Number	0065941363
Date	Sep 10, 2025
Book Page	6594/1363
Instrument	2025111941

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 16, 2020
Property Address	1843 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Document Number	0055050230
Book / Page	005505 / 000230
Instrument Date	Jul 9, 2020
Instrument	75859
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1843 VALLEY RIDGE LOOP CLERMONT FL 347115291, CLERMONT, FL 34711-5291

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,550 (+2.9%)	$510,644 (-) Land $100,000 Building $410,644
2025	$3,272.00 (+1.11%) Homeowner's exemption Widower's exemption	$242,520 (+5.98%) Land $100,000 Building $142,520	$510,644 (+1.06%) Land $100,000 Building $410,644
2024	$3,236.00 (+2.18%)
2023	$3,167.00 (+0.48%) Homeowner's exemption Widower's exemption	$228,830 (+3%)	$505,277 (+38.41%) Land $70,000 Building $435,277
2022	$3,152.00 Homeowner's exemption	$222,170	$365,056 Land $45,000 Building $320,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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