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1854 Gold Crest Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1854 Gold Crest Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,025 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Jul 2024)
Tax Bill$6,334 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-31-0643-0001-0240

Property Details

APN / Parcel Number

Primary APN05-26-31-0643-0001-0240
Alternative APN
  • 263105064300010240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,025 sqft Living Area
Gross Area2,623 sqft
1st Floor Area2,025 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1854 GOLD CREST DR
CitySAINT CLOUD
StateFL
Zip34771-8620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 24
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionRIVERCREST AT NARCOOSSEE
Legal Lot Number24
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3052
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1854 GOLD CREST DR, SAINT CLOUD, FL 34771-8620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2024 · Amount on Record
Deed SaleJul 26, 2024 · Amount on Record
Prior SaleJun 4, 2021 · Amount on Record
Deed Document Number202497391
Deed Book / Page6639 / 1653
Prior Transfer DateJul 24, 2024
Prior Transfer Doc0066391653
Record UpdatedJun 8, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 4, 2021
Property Address1854 GOLD CREST DR, SAINT CLOUD, FL 34771-8620
Document Number0059732281
Book / Page5973 / 2281
Map ReferenceMB 28 PG 48&49
Instrument DateMay 28, 2021
Instrument2021087172
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,246.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1854 GOLD CREST DR, SAINT CLOUD, FL 34771-8620

Mortgage

Document Number0059732283
DateJun 4, 2021
Instrument5973/2283
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,334.00 (+26.58%)$353,700 (+12.91%) Land $65,000 Building $288,700$353,700 (+3.63%) Land $65,000 Building $288,700
2024$5,004.00 (+2.5%)
2023$4,882.00 (+4.29%) Homeowner's exemption$313,257 (+3.76%)$341,300 (+13.05%) Land $60,000 Building $281,300
2022$4,681.00 Homeowner's exemption$301,900 Land $54,000 Building $247,900$301,900 Land $54,000 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon, Xfinity.

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