Osceola County property record for 1857 Gold Crest Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,759 sqft · built 2021 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,200 (Nov 2021) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-31-0643-0001-0720 |
| Primary APN | 05-26-31-0643-0001-0720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1857 GOLD CREST DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 72 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | RIVERCREST AT NARCOOSSEE |
| Legal Lot Number | 72 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 43700 |
1857 Gold Crest Dr is owned by two individuals who bought it in November 2021.
Source: Osceola County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7554 GRASSY PLAINS DR, RENO, NV 89506-2993 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Deed Document Number | 2021181081 |
| Deed Book / Page | 6092 / 404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 1857 GOLD CREST DR, SAINT CLOUD, FL 34771-8621 |
| Document Number | 0060920404 |
| Book / Page | 6092 / 404 |
| Map Reference | MB 28 PG 48&49 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021181081 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,241.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 1752 SIERRA HIGHLANDS DR, RENO, NV 89523-1850 |
| Document Number | 0006092406 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 6092/406 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 1857 Gold Crest Dr was $5,862.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,862.00 | $327,300 Land $65,000 Building $262,300 | $327,300 Land $65,000 Building $262,300 |
| 2023 | $4,463.00 (+4.64%) Homeowner's exemption | $289,964 (+4%) | $315,700 (+13.24%) Land $60,000 Building $255,700 |
| 2022 | $4,265.00 Homeowner's exemption | $278,800 Land $54,000 Building $224,800 | $278,800 Land $54,000 Building $224,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1857 Gold Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1857 Gold Crest Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon, Xfinity.
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