1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Gold Crest Dr

1849 Gold Crest Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1849 Gold Crest Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,025 sqft · built 2021
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on File
Last Sale$341,318 (Nov 2021)
Tax Bill$5,529 (2025)
Deeds & MortgagesMar 2026 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-31-0643-0001-0680

Property Details

APN / Parcel Number

Primary APN05-26-31-0643-0001-0680
Alternative APN
  • 263105064300010680

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,025 sqft Living Area
Gross Area2,608 sqft
1st Floor Area2,025 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1849 GOLD CREST DR
CitySAINT CLOUD
StateFL
Zip34771-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 68
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionRIVERCREST AT NARCOOSSEE
Legal Lot Number68
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3052
Census Tract43700

Owner

Source: Osceola County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 16, 2021Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Deed Document Number2021177838
Deed Book / Page6087 / 1846
Last Transfer DateMar 14, 2026
Transfer Doc0069392197
Record UpdatedJun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 18, 2026
Property Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621
Document Number0069392197
Book / Page6939 / 2197
Map ReferenceMB 28 PG 48-49
Instrument DateMar 14, 2026
Instrument2026036253
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 16, 2021
Property Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621
Document Number0060871846
Book / Page6087 / 1846
Map ReferenceMB 28 PG 48&49
Instrument DateNov 15, 2021
Instrument2021177838
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,389.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 GOLD CREST DR, SAINT CLOUD, FL 34771-8621

Mortgage

Document Number0060871848
DateNov 16, 2021
Instrument6087/1848
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,529.00 (+1.02%) Homeowner's exemption$351,800 (+3.84%) Land $65,000 Building $286,800$351,800 (+3.84%) Land $65,000 Building $286,800
2024$5,473.00 (+2.45%)
2023$5,342.00 (-1.82%) Homeowner's exemption$338,800 (+12.3%) Land $60,000 Building $278,800$338,800 (+12.3%) Land $60,000 Building $278,800
2022$5,441.00$301,700 Land $54,000 Building $247,700$301,700 Land $54,000 Building $247,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Gold Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures