1854 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1854 E Waters Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (701 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2022)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-02995-08`

Property Details

APN / Parcel Number

Primary APN	`004-02995-08`
Alternative APN	`53-00-40-299-508.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	701 sqft (0.016 acres)
Terrain	Low

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	004-02995-08
Street Address	1854 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WATERS EDGE PH 3 UNIT M1
Legal Subdivision	WATERS EDGE CONDOMINIUM
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02995-08

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2138 BARINGER AVE, 201, LOUISVILLE, KY 40204-1404
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Oct 20, 2015
Deed Document Number	202246606
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 22, 2022
Property Address	1854 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Document Number	2022009313
Map Reference	DOC 151393
Instrument Date	Jun 20, 2022
Instrument	2022009313
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 BARINGER AVE # 201, 201, LOUISVILLE, KY 40204-1404

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,035.00 (-35.41%)	$273,200 (+7.98%) Building $273,200	$273,200 (+7.98%) Building $273,200
2024	$6,247.00 (+331.42%)
2023		$253,000 (+26.5%) Building $253,000	$253,000 (+26.5%) Building $253,000
2022	$1,448.00	$200,000 Building $200,000	$200,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Smithville Holding Company Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 127 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.