1907 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1907 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (704 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Jun 2022)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-02995-40`

Property Details

APN / Parcel Number

Primary APN	`004-02995-40`
Alternative APN	`53-00-40-299-540.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	704 sqft (0.016 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	004-02995-40
Street Address	1907 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERS EDGE PH4 BLDG S UNIT 4
Legal Subdivision	WATERS EDGE
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02995-40

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1907 E WATERS EDGE DR, 106, BLOOMINGTON, IN 47401-8491
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 28, 2022	Warranty Deed, Transfer
Oct 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	202246673
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	2018014185
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1907 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021012954
Date	Jul 07, 2021
Instrument	2021012954

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	SAGINAW, MI 48604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1907 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020003681
Date	Mar 12, 2020
Instrument	2020003681

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 28, 2022
Property Address	1907 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Document Number	2022009667
Map Reference	DOC 2008016909
Instrument Date	Jun 23, 2022
Instrument	2022009667
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Oct 17, 2018
Property Address	1907 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Document Number	2018014185
Map Reference	DOC2008016909
Instrument Date	Oct 12, 2018
Instrument	2018014185
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E WATERS EDGE DR # 106, 106, BLOOMINGTON, IN 47401-8491
Investor	Possibly a Property Investor

Mortgage

Document Number	2018014186
Date	Oct 17, 2018
Instrument	2018014186

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00 (-7.58%)	$180,000 (+7.98%) Building $180,000	$180,000 (+7.98%) Building $180,000
2024	$1,253.00 (+66.84%)
2023		$166,700 (+28.23%) Building $166,700	$166,700 (+28.23%) Building $166,700
2022	$751.00	$130,000 Building $130,000	$130,000 Building $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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