Monroe County property record for 1849 E Waters Edge Dr, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jul 2023) |
| Tax Bill | $394 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-02995-25 |
| Primary APN | 004-02995-25 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Terrain | Low |
| Heating Fuel | Gas |
|---|
| Account Number | 004-02995-25 |
|---|---|
| Street Address | 1849 E WATERS EDGE DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8490 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | WATERS EDGE PH 3 UNIT R10 |
| Legal Subdivision | WATERS EDGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1502 |
Source: Monroe County records · APN 004-02995-25
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1849 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage CRANE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Deed Document Number | 202349440 |
| Prior Transfer Date | Sep 24, 2007 |
| Prior Transfer Doc | 2007018306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 12, 2025 |
| Property Address | 1849 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490 |
| Document Number | 2025012805 |
| Map Reference | DOC 154396 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 2025012805 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15517 VIKING CRUSADER CT, WESTFIELD, IN 46074-7648 |
| Document Number | 2025012806 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025012806 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 11, 2023 |
| Property Address | 1849 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490 |
| Document Number | 2023007632 |
| Map Reference | MB 143 PG 263-324 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 2023007632 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1849 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8490 |
| Document Number | 2023007633 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023007633 |
| Name | CRANE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394.00 (-49.49%) | $86,900 (-) Building $86,900 | $86,900 (-) Building $86,900 |
| 2024 | $780.00 (-24.78%) | $86,900 (+7.95%) Building $86,900 | $86,900 (+7.95%) Building $86,900 |
| 2023 | $80,500 (+15%) Building $80,500 | $80,500 (+15%) Building $80,500 | |
| 2022 | $1,037.00 (-1.43%) | $70,000 Building $70,000 | $70,000 Building $70,000 |
| 2021 | $1,052.00 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Smithville Holding Company Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 127 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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