Osceola County property record for 1853 River Crest Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,104 sqft · built 2022 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $404,863 (Feb 2022) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052631064300010360 |
| Primary APN | 052631064300010360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Heated Area |
| Gross Area | 2,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1853 RIVER CREST AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 36 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | RIVERCREST AT NARCOOSSEE |
| Legal Tract | 643 |
| Legal Lot Number | 36 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 43700 |
Source: Osceola County records · APN 052631064300010360
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 985 MORRISVILLE PKWY APT 212, 212, MORRISVILLE, NC 27560-7950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2006 · Amount on Record |
| Deed Document Number | 2022029099 |
| Deed Book / Page | 6156 / 411 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 1853 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651 |
| Document Number | 0061560411 |
| Book / Page | 6156 / 411 |
| Map Reference | MB 28 PG 48&49 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022029099 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,834.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 1853 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651 |
| Document Number | 0006156413 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 6156/413 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 (+3.35%) Homeowner's exemption | $348,200 (+3.63%) Land $65,000 Building $283,200 | $348,200 (+3.63%) Land $65,000 Building $283,200 |
| 2023 | $5,288.00 (+443.47%) Homeowner's exemption | $336,000 (+522.22%) Land $60,000 Building $276,000 | $336,000 (+522.22%) Land $60,000 Building $276,000 |
| 2022 | $973.00 | $54,000 Land $54,000 | $54,000 Land $54,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 481 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Verizon, Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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