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1849 River Crest Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1849 River Crest Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,787 sqft · built 2020
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on File
Last Sale$290,410 (Dec 2020)
Tax Bill$3,648 (2025)
Deeds & MortgagesOct 2023 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-31-0643-0001-0370

Property Details

APN / Parcel Number

Primary APN05-26-31-0643-0001-0370
Alternative APN
  • 263105064300010370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,787 sqft Living Area
Gross Area2,252 sqft
1st Floor Area1,787 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1849 RIVER CREST AVE
CitySAINT CLOUD
StateFL
Zip34771-8651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 37
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionRIVERCREST AT NARCOOSSEE
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3052
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0643-0001-0370

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 08, 2020Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Deed Document Number2020166578
Deed Book / Page5847 / 1026
Last Transfer DateJun 21, 2023
Transfer Doc0064851420
Record UpdatedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 05, 2023
Property Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number0064851420
Book / Page6485 / 1420
Map ReferenceMB 28 PG 48&49
Instrument DateJun 21, 2023
Instrument2023131426
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 08, 2020
Property Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number0058471026
Book / Page5847 / 1026
Map ReferenceMB 28 PG 48&49
Instrument DateDec 03, 2020
Instrument2020166578
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,033.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

Mortgage

Document Number0058471028
DateDec 08, 2020
Instrument5847/1028
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,648.00 (+3.52%)$246,724 (+5.99%)$335,100 (+3.68%) Land $65,000 Building $270,100
2024$3,524.00 (+2.65%)
2023$3,433.00 (+3.62%) Homeowner's exemption$232,788 (+3%)$323,200 (+12.34%) Land $60,000 Building $263,200
2022$3,313.00 Homeowner's exemption$226,008$287,700 Land $54,000 Building $233,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 481 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon, Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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