1845 River Crest Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1845 River Crest Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	2,104 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$386,272 (2021)
Tax Bill	$5,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`052631064300010380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,104 sqft Heated Area
Gross Area	2,692 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1845 RIVER CREST AVE
City	SAINT CLOUD
State	FL
Zip	34771-8651
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVERCREST AT NARCOOSSEE PB 28 PGS 48-49 LOT 38
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	RIVERCREST AT NARCOOSSEE
Legal Tract	643
Legal Lot Number	38
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3052
Census Tract	43700

Owner

Source: Osceola County records · APN 052631064300010380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1845 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2021 · Amount on Record
Deed Sale	Aug 04, 2021 · Amount on Record
Deed Doc Number	2021120839
Deed Book / Page	6016 / 847
Record Refreshed	Jun 08, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 04, 2021
Property Address	1845 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651
Document Number	0060160847
Book / Page	6016 / 847
Map Reference	MB 28 PG 48&49
Instrument Date	Jul 29, 2021
Instrument	2021120839
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,704.10
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 RIVER CREST AVE, SAINT CLOUD, FL 34771-8651

Mortgage

Document Number	0006016849
Date	Aug 04, 2021
Instrument	6016/849

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,047.00 (+6.01%) Homeowner's exemption	$324,878 (+5.99%)	$346,400 (+3.68%) Land $65,000 Building $281,400
2023	$4,761.00 (+3.41%) Homeowner's exemption	$306,528 (+3%)	$334,100 (+12.26%) Land $60,000 Building $274,100
2022	$4,604.00 Homeowner's exemption	$297,600 Land $54,000 Building $243,600	$297,600 Land $54,000 Building $243,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 481 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.