18525 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18525 Split Rock Ln, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,412 sqft · built 1978
Lot Size	0.032 acres (1,386 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Jun 1991)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01696373`

Property Details

APN / Parcel Number

Primary APN	`09-01696373`
Alternative APN	`01696373`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	756 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,386 sqft (0.032 acres)
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01696373
Street Address	18525 SPLIT ROCK LN
City	GERMANTOWN
State	MD
Zip	20874-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	STONERIDGE
Legal Subdivision	STONERIDGE
Legal Block	A
Legal Lot Number	125
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4000
Census Tract	700815

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18525 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 1991 · Amount on Record
Deed Sale	Jun 19, 1991 · Amount on Record
Deed Book / Page	9802 / 271
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 16, 2026
Property Address	18525 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Document Number	7061000074
Book / Page	70615 / 74
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18525 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115

Mortgage

Document Number	7061000074,
Date	Jun 16, 2026
Book Page	70615/74

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,700 (+6.29%) Land $120,000 Building $201,700	$321,700 (-) Land $120,000 Building $201,700
2025	$3,228.00 (+31.92%)	$302,667 (+14.39%)	$321,700 (+21.58%) Land $120,000 Building $201,700
2023		$264,600 Land $120,000 Building $144,600	$264,600 Land $120,000 Building $144,600
2022	$2,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250