185 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 185 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (May 2021)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-094-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-094-000`
Alternative APNs	`0394B094` `11836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	380 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11836
Street Address	185 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.20 AC LOT 94 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	94
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING ADVISORS
May 21, 2021	Warranty Deed, Transfer
Mar 13, 2018	Deed of Trust, Mortgage SOUTH STATE BANK
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS
May 29, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage SWBC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	20211669
Deed Book / Page	2695 / 410
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	002031/088
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	185 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002695/0000000412
Date	Jun 4, 2021
Book Page	0000002695/0000000412
Instrument	006766

Lender

Name	SUMMIT FUNDING ADVISORS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 21, 2021
Property Address	185 WILLOW DR, GUYTON, GA 31312-5634
Document Number	2695/410
Book / Page	2695 / 410
Instrument Date	May 21, 2021
Instrument	2021-001669
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WILLOW DR, GUYTON, GA 31312-5634

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	185 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2455/424
Date	Mar 13, 2018
Book Page	2455/424
Instrument	002025

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 15, 2020
Property Address	185 WILLOW DR, GUYTON, GA 31312-5634
Document Number	002608/661
Book / Page	2608 / 661
Instrument Date	Jul 15, 2020
Instrument	2020-001971
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002608/0000000663
Date	Jul 22, 2020
Book Page	0000002608/0000000663
Instrument	007193

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 29, 2018
Property Address	185 WILLOW DR, GUYTON, GA 31312-5634
Document Number	002470/579
Book / Page	2470 / 579
Instrument Date	May 29, 2018
Instrument	2018-001285
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6231 BALDWOOD DR, DOUGLASVILLE, GA 30135-5406

Mortgage

Document Number	2470/582
Date	Jun 6, 2018
Book Page	2470/582
Instrument	004856

Lender

Name	SWBC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,557 (+7.13%) Land $22,800 Building $109,757	$331,393 (+7.13%) Land $57,000 Building $274,393
2025	$3,141.00 (+10.64%) Homeowner's exemption	$123,730 (+8.81%) Land $22,800 Building $100,930	$309,326 (+8.81%) Land $57,000 Building $252,326
2024	$2,839.00 (+31.37%) Homeowner's exemption	$113,709 (+11.04%) Land $22,800 Building $90,909	$284,272 (+11.04%) Land $57,000 Building $227,272
2023	$2,161.00 (-11.9%) Homeowner's exemption	$102,407 (+18.38%) Land $22,000 Building $80,407	$256,017 (+18.38%) Land $55,000 Building $201,017
2022	$2,453.00 Homeowner's exemption	$86,508 Land $17,040 Building $69,468	$216,270 Land $42,600 Building $173,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures