192 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 192 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,135 sqft · built 2017
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$184,900 (Sep 2017)
Tax Bill	$541 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-087-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-087-000`
Alternative APNs	`0394B087` `11830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,135 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11830
Old Parcel Number	0394B087
Street Address	192 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 87 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	87
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Effingham County records · APN 0394B-087-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	192 WILLOW DR, GUYTON, GA 31312-5631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE
Sep 28, 2017	Deed of Trust, Mortgage · VA Mortgage WR STARKEY MORTGAGE LLP
Sep 07, 2017	Deed of Trust, Mortgage SOUTH STATE BANK
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Sep 07, 2021	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Sep 27, 2011
Deed Document Number	0000243079
Deed Book / Page	2430 / 79
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	192 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WILLOW DR, GUYTON, GA 31312-5631

Mortgage

Document Number	0000002813/0000000855
Date	Oct 14, 2022
Book Page	0000002813/0000000855
Instrument	010260

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	192 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002430/82
Date	Sep 28, 2017
Book Page	2430/82
Instrument	008769

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	192 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002427/137
Date	Sep 07, 2017
Book Page	2427/137
Instrument	008217

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 01, 2018

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	192 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WILLOW DR, GUYTON, GA 31312-5631

Mortgage

Document Number	0000002656/0000000203
Date	Jan 20, 2021
Book Page	0000002656/0000000203
Instrument	000682

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	192 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WILLOW DR, GUYTON, GA 31312-5631

Mortgage

Document Number	0000002722/0000000139
Date	Sep 07, 2021
Book Page	0000002722/0000000139
Instrument	010893

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (+13.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$135,502 (+4.54%) Land $22,800 Building $112,702	$338,756 (+4.54%) Land $57,000 Building $281,756
2024	$477.00 (+17.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$129,618 (+15.51%) Land $22,800 Building $106,818	$324,046 (+15.51%) Land $57,000 Building $267,046
2023	$405.00 (+5.47%) Homeowner's exemption	$112,213 (+18.23%) Land $22,000 Building $90,213	$280,533 (+18.23%) Land $55,000 Building $225,533
2022	$384.00 Homeowner's exemption	$94,913 Land $17,040 Building $77,873	$237,283 Land $42,600 Building $194,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Delta Communications, Hotwire Communications.

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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