185 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 185 Wayne St, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,502 sqft · built 1991
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2021)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-1142-0009-00-3`

Property Details

APN / Parcel Number

Primary APN	`76-1142-0009-00-3`
Alternative APN	`11-76-1142-0009-00-3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	1,481 sqft (0.034 acres)
Garage Area	241 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 WAYNE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT 9 CHANNEL BLUFF CONDOMINIUMS SECOND AMENDMENT BLDG NO 2 LIBER 31 PAGE 57
Legal Subdivision	CHANNEL BLUFF CONDO
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1011
Census Tract	802

Owner

185 Wayne St, a condominium, is owned and occupied by an individual who acquired it in February 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer
Apr 14, 2021	Warranty Deed, Transfer
Jul 3, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	2021312915
Deed Book / Page	3322 / 3441
Last Transfer Date	Feb 12, 2024
Transfer Doc	03420/3705
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 20, 2024
Property Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Document Number	03420/3705
Book / Page	3420 / 3705
Map Reference	LB 31 PG 1
Instrument Date	Feb 12, 2024
Instrument	2024398302
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 14, 2021
Property Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Document Number	03322/3441
Book / Page	3322 / 3441
Map Reference	LB 31 PG 1
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$2,451.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 3, 2017
Property Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Document Number	03176/1941
Book / Page	3176 / 1941
Map Reference	LB31 PG1
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 WAYNE ST, SAINT JOSEPH, MI 49085-1133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7576 SHETLAND DR, SAGINAW, MI 48609-4272

Tax Assessment & Valuation

The 2025 property tax bill for 185 Wayne St was $5,973 with a homeowner's exemption, up 2.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,700 (-7.53%)	$385,400 (-7.53%)
2025	$5,973.00 (+2.45%) Homeowner's exemption	$208,400	$416,800
2024	$5,830.00
2023		$143,100	$286,200
2022	$5,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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