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183 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 183 Wayne St, Saint Joseph, MI 49085

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,467 sqft · built 1998
Lot Size0.034 acres (1,481 sqft)
Owner2 Company Names on Record
Last Sale$195,000 (Sep 1999)
Tax Bill$6,206 (2025)
Deeds & MortgagesOct 2025 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN76-1143-0020-00-5

Property Details

APN / Parcel Number

Primary APN76-1143-0020-00-5
Alternative APN
  • 11-76-1143-0020-00-5

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,467 sqft Living Area
1st Floor Area1,467 sqft
Basement Area1,467 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area1,481 sqft (0.034 acres)
Garage Area241 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address183 WAYNE ST
CitySAINT JOSEPH
StateMI
Zip49085-1133
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 20 CHANNEL BLUFF CONDOMINIUMS BLDG NO 3 THIRD AMENDMENT LIBER 31 PAGE 72 FOURTH AMENDMENT LIBER 31 PAGE 85
Legal SubdivisionCHANNEL BLUFF CONDO
Legal Unit20
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1017
Census Tract802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address183 WAYNE ST, SAINT JOSEPH, MI 49085-1133
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Intrafamily Transfer, Transfer
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
EDGEWATER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 1999 · Amount on Record
Deed SaleSep 3, 1999 · Amount on Record
Prior SaleAug 22, 1997
Deed Book / Page1999 / 278
Last Transfer DateJul 14, 2003
Transfer Doc2410000057
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateOct 17, 2025
Property Address183 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Document Number03462/1943
Book / Page3462 / 1943
Map ReferenceLB 31 PG 1
Instrument DateSep 30, 2025
Instrument2025444194
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address183 WAYNE ST, SAINT JOSEPH, MI 49085-1133

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address183 WAYNE ST, SAINT JOSEPH, MI 49085-1133

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address183 WAYNE ST, SAINT JOSEPH, MI 49085-1133
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03282/2000
DateJul 15, 2020
Book Page3282/2000
Lender
NameEDGEWATER BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,600 (-16.59%)$407,200 (-16.59%)
2025$6,206.00 (+2.44%) Homeowner's exemption$244,100 (+45.12%)$488,200 (+45.12%)
2024$6,058.00 (+9.27%)
2023$168,200$336,400
2022$5,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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