185 Wagon Rd, Esko, MN 55733 Property Records

Carlton County property record for 185 Wagon Rd, Esko, MN 55733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.38 acres (60,415 sqft)
Owner	2 Individual Names on File
Last Sale	$379,900 (Oct 2025)
Tax Bill	$3,298 (2026)
Deeds & Mortgages	Apr 2019 Refinance May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-050-0860`

Property Details

APN / Parcel Number

Primary APN	`78-050-0860`
Alternative APN	`27279`

Exterior

Lot Area	60,415 sqft (1.38 acres)

Location & Zoning

Account Number	27279
Street Address	185 WAGON RD
City	ESKO
State	MN
Zip	55733-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 390 FT OUTLOT B DOCKET 292128 BERGSTEDTS DIVISION
Legal Subdivision	BERGSTEDTS DIVISION
Legal Lot Number	B
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

Source: Carlton County records · APN 78-050-0860

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 WAGON RD, ESKO, MN 55733-9622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN BANK & TRUST
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANDSEN B&T

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	2025523916
Prior Transfer Date	Sep 10, 2012
Prior Transfer Doc	0000445977
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	185 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000485340
Date	Apr 09, 2019
Instrument	A000485340

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2024

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	185 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000506401
Date	May 26, 2022
Instrument	A000506401

Lender

Name	HARBOR POINTE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	185 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000506402
Date	May 26, 2022
Instrument	A000506402

Lender

Name	HARBOR POINTE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 24, 2025
Property Address	185 WAGON RD, ESKO, MN 55733-9622
Document Number	A000523916
Instrument Date	Jul 15, 2025
Instrument	A000523916
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WAGON RD, ESKO, MN 55733-9622

Mortgage

Document Number	A000523917
Date	Oct 24, 2025
Instrument	A000523917

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2055

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 16, 2019
Property Address	185 WAGON RD, ESKO, MN 55733-9622
Document Number	A000484318
Instrument Date	Dec 31, 2018
Instrument	A000484318
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CARLTON COUNTY ABSTRACT & TI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 WAGON RD, ESKO, MN 55733-9622

Mortgage

Document Number	A000484319
Date	Jan 16, 2019
Instrument	A000484319

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2039

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,298.00 (+7.64%) Homeowner's exemption
2025		$296,800 (+3.99%) Land $54,500 Building $242,300	$296,800 (+3.99%) Land $54,500 Building $242,300
2024	$3,064.00 Homeowner's exemption	$285,400 (+7.9%) Land $54,500 Building $230,900	$285,400 (+7.9%) Land $54,500 Building $230,900
2023	$3,064.00 Homeowner's exemption	$264,500 (-) Land $54,500 Building $210,000	$264,500 (-) Land $54,500 Building $210,000
2022		$264,500 Land $54,500 Building $210,000	$264,500 Land $54,500 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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