195 Wagon Rd, Esko, MN 55733 Property Records

Carlton County property record for 195 Wagon Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.894 acres (38,950 sqft)
Owner	Individual Name on File
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Aug 2020 Sale Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-050-0870`

Property Details

APN / Parcel Number

Primary APN	`78-050-0870`
Alternative APN	`27280`

Exterior

Lot Area	38,950 sqft (0.894 acres)

Location & Zoning

Account Number	27280
Street Address	195 WAGON RD
City	ESKO
State	MN
Zip	55733-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF THAT PT OF BERGSTEDTS DIVISION
Legal Subdivision	BERGSTEDTS DIVISION
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1003
Census Tract	70300

Owner

195 Wagon Rd is owned and occupied by an individual who acquired it in December 2017.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	195 WAGON RD, ESKO, MN 55733-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed, Transfer
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION
Dec 15, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2017
Transfer Doc	0000478049
Record Updated	Jun 8, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 17, 2020
Property Address	195 WAGON RD, ESKO, MN 55733-9622
Document Number	A000493356
Instrument Date	Aug 11, 2020
Instrument	A000493356
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	195 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000487254
Date	Aug 12, 2019
Instrument	A000487254

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	195 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000479631
Date	Apr 12, 2018
Instrument	A000479631

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	237 Months
Due	Jan 1, 2038

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARLTON MN
Recording Date	Dec 15, 2017
Property Address	195 WAGON RD, ESKO, MN 55733-9622
Document Number	A000478049
Instrument Date	Dec 7, 2017
Instrument	A000478049
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 WAGON RD, ESKO, MN 55733-9622

Tax Assessment & Valuation

The 2026 property tax bill for 195 Wagon Rd was $3,064 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 Homeowner's exemption
2025		$278,100 (+4.43%) Land $41,900 Building $236,200	$278,100 (+4.43%) Land $41,900 Building $236,200
2024	$2,824.00 Homeowner's exemption	$266,300 (+8.34%) Land $41,900 Building $224,400	$266,300 (+8.34%) Land $41,900 Building $224,400
2023	$2,824.00 Homeowner's exemption	$245,800 (-) Land $41,900 Building $203,900	$245,800 (-) Land $41,900 Building $203,900
2022		$245,800 Land $41,900 Building $203,900	$245,800 Land $41,900 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Wagon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Wagon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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