176 Wagon Rd, Esko, MN 55733 Property Records

Carlton County property record for 176 Wagon Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.704 acres (30,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2026)
Tax Bill	$3,164 (2026)
Deeds & Mortgages	Apr 2020 Refinance Sep 2016 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-050-0060`

Property Details

APN / Parcel Number

Primary APN	`78-050-0060`
Alternative APN	`27238`

Exterior

Lot Area	30,704 sqft (0.704 acres)

Location & Zoning

Account Number	27238
Street Address	176 WAGON RD
City	ESKO
State	MN
Zip	55733-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERGSTEDTS DIVISION
Legal Subdivision	BERGSTEDTS DIVISION
Legal Lot Number	3
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1024
Census Tract	70300

Owner

Source: Carlton County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 WAGON RD, ESKO, MN 55733-9622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Sep 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage MPECU
Jan 12, 2007	Deed of Trust, Mortgage PENTAGON FCU
Feb 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	2026527074
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	0000403654
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	176 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000491124
Date	Apr 3, 2020
Instrument	A000491124

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	176 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000470319
Date	Sep 13, 2016
Instrument	A000470319

Lender

Name	MPECU
Type	Non-Lending Institution
Address	DULUTH, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2031

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	176 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000406996
Date	Jan 12, 2007
Instrument	A000406996

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2021

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	176 WAGON RD, ESKO, MN 55733-9622
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000442108
Date	Feb 28, 2012
Instrument	A000442108

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 2, 2026
Property Address	176 WAGON RD, ESKO, MN 55733-9622
Document Number	0000527074
Instrument Date	May 22, 2026
Instrument	2026527074
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,987.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	176 WAGON RD, ESKO, MN 55733-9622

Mortgage

Document Number	0000527075,
Date	Jun 2, 2026
Instrument	2026527075

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,164.00 (+6.89%) Homeowner's exemption
2025		$286,200 (+4.03%) Land $55,400 Building $230,800	$286,200 (+4.03%) Land $55,400 Building $230,800
2024	$2,960.00 Homeowner's exemption	$275,100 (+7.25%) Land $55,400 Building $219,700	$275,100 (+7.25%) Land $55,400 Building $219,700
2023	$2,960.00 Homeowner's exemption	$256,500 (-) Land $55,400 Building $201,100	$256,500 (-) Land $55,400 Building $201,100
2022		$256,500 Land $55,400 Building $201,100	$256,500 Land $55,400 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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