Warren County property record for 185 Thomas Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,422 sqft · built 2002 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (May 2024) |
| Tax Bill | $8,271 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-451-006-0 |
| Primary APN | 04-09-451-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,422 sqft Living Area |
| 2nd Floor Area | 1,225 sqft |
| Attic Area | 147 sqft |
| Basement Area | 147 sqft |
| Finished Basement | 147 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 15,290 sqft (0.351 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 22 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 550376 |
|---|---|
| Old Parcel Number | 0409451006 |
| Street Address | 185 THOMAS DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.2 SETT.WALK LOT# 26 |
| Legal Subdivision | EST.2 SETT.WALK |
| Legal Block | 451 |
| Legal Lot Number | 26 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30901 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC |
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Feb 3, 2004 · Amount on Record |
| Deed Document Number | 0000010261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 185 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 185 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Document Number | 0000027048 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-027048 |
| Name | GO DIRECT LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLENDALE, CA 91203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 185 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000025796 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022-025796 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,271.00 (+19.77%) | $212,328 (+30.92%) Land $45,500 Building $166,828 | $606,650 (+30.92%) Land $130,000 Building $476,650 |
| 2023 | $6,906.00 (+1.5%) Homeowner's exemption | $162,187 (-) Land $20,650 Building $141,537 | |
| 2022 | $6,804.00 Homeowner's exemption | $162,187 Land $20,650 Building $141,537 | $463,390 (-) Land $59,000 Building $404,390 |
| 2021 | $463,390 Land $59,000 Building $404,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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