Warren County property record for 120 Thomas Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,128 sqft · built 1999 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Feb 2013) |
| Tax Bill | $7,570 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-410-020-0 |
| Primary APN | 04-09-410-020-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 424 sqft |
| 2nd Floor Area | 1,352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 18,905 sqft (0.434 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 550409 |
|---|---|
| Street Address | 120 THOMAS DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.2 SETT.WALK LOT 59 |
| Legal Subdivision | EST.2 SETT.WALK |
| Legal Block | 9 |
| Legal Lot Number | 59 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30901 |
Source: Warren County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Commercial Mortgage THIRD FSLA OF CLEVELAND |
| Mar 28, 2023 | Transfer on Death Deed, Transfer |
| Apr 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Mar 15, 2019 | Intrafamily Transfer, Transfer · ARM UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on Record |
| Deed Sale | Feb 12, 2013 · Amount on Record |
| Prior Sale | Oct 25, 2012 · Amount on Record |
| Deed Document Number | 2013905895 |
| Deed Book / Page | 5757 / 429 |
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0000005765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000022555 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 2024-022555 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 7, 2034 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 28, 2023 |
| Property Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Number | 0000005765 |
| Map Reference | MB 39 PG 37-39 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-005765 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 28, 2020 |
| Property Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Number | 0000013522 |
| Map Reference | MB 39 PG 37-39 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 2020-013522 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Number | 0000013523 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020-013523 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 15, 2019 |
| Property Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Number | 0000006286 |
| Map Reference | MB 39 PG 37-39 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019-006286 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 THOMAS DR, SPRINGBORO, OH 45066-8684 |
| Document Number | 0000006287 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019-006287 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,570.00 (+24.1%) | $194,340 (+35.64%) Land $45,500 Building $148,840 | $555,260 (+35.64%) Land $130,000 Building $425,260 |
| 2023 | $6,100.00 (+1.48%) Homeowner's exemption | $143,273 (-) Land $20,650 Building $122,623 | |
| 2022 | $6,011.00 Homeowner's exemption | $143,273 Land $20,650 Building $122,623 | $409,350 (-) Land $59,000 Building $350,350 |
| 2021 | $409,350 Land $59,000 Building $350,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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