Warren County property record for 125 Thomas Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,033 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $432,500 (Jun 2019) |
| Tax Bill | $8,026 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-451-004-0 |
| Primary APN | 04-09-451-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,033 sqft Living Area |
| 1st Floor Area | 512 sqft |
| 2nd Floor Area | 1,104 sqft |
| Upper Floors Area | 315 sqft |
| Basement Area | 998 sqft |
| Finished Basement | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 609 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 550374 |
|---|---|
| Street Address | 125 THOMAS DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST.2 SETT.WALK LOT 24 |
| Legal Subdivision | EST.2 SETT.WALK |
| Legal Block | 74 |
| Legal Lot Number | 24 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30901 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Feb 28, 2024 | Intrafamily Transfer, Transfer |
| Jun 17, 2019 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Jul 21, 2011 · Amount on Record |
| Deed Document Number | 201915722 |
| Prior Transfer Date | Oct 21, 2010 |
| Prior Transfer Doc | 0051850561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000030132 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-030132 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 28, 2024 |
| Property Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Document Number | 0000004022 |
| Map Reference | MB 39 PGS 37 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024-004022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 17, 2019 |
| Property Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Document Number | 0000015722 |
| Map Reference | MB 39 PG 37-39 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 2019-015722 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 125 THOMAS DR, SPRINGBORO, OH 45066-8679 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015723 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019-015723 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.35% |
| Index | 1-Year LIBOR |
| Max Rate | 9.35% |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,026.00 (-0.25%) | $206,050 (+31.39%) Land $45,500 Building $160,550 | $588,720 (+31.39%) Land $130,000 Building $458,720 |
| 2024 | $8,046.00 (+20.5%) | ||
| 2023 | $6,677.00 (+1.49%) Homeowner's exemption | $156,825 (-) Land $20,650 Building $136,175 | |
| 2022 | $6,579.00 Homeowner's exemption | $156,825 Land $20,650 Building $136,175 | $448,070 (-) Land $59,000 Building $389,070 |
| 2021 | $448,070 Land $59,000 Building $389,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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