185 River Top Vw, Murphy, NC 28906 Property Records

Cherokee County property record for 185 River Top Vw, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1997
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2023)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Apr 2023 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`445900957082000`

Property Details

APN / Parcel Number

Primary APN	`445900957082000`
Alternative APNs	`50948` `59795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Heated Area
Upper Floors Area	432 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	165 ft deep x 30 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	240 sqft
Deck Area	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	59795
Street Address	185 RIVER TOP VW
City	MURPHY
State	NC
Zip	28906-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIVER TOP VIEW 1629/276
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2032
Census Tract	930605

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32711 ERIE CT, STACY, MN 55079-4571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer
Nov 18, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	1580
Deed Book / Page	1732 / 560
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 4, 2023
Property Address	185 RIVER TOP VW, MURPHY, NC 28906-7802
Document Number	001732/560
Book / Page	1732 / 560
Instrument Date	Mar 15, 2023
Instrument	1580
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 RIVER TOP VW, MURPHY, NC 28906-7802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32711 ERIE CT, STACY, MN 55079-4571

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 18, 2019
Property Address	185 RIVER TOP VW, MURPHY, NC 28906-7802
Document Number	01629/0276
Book / Page	01629 / 0276
Instrument Date	Oct 16, 2019
Instrument	05626
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5580 MOSSY OAK LN, 5580, PORT ORANGE, FL 32127-9324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 SE 22ND AVE, CAPE CORAL, FL 33990-1944

Mortgage

Document Number	016290282
Date	Nov 18, 2019
Instrument	01629/0282

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00	$147,520 (-)	$147,520 (-) Land $15,000 Building $132,520
2023		$147,520	$147,520 Land $15,000 Building $132,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Top Vw

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures