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124 River Top Vw, Murphy, NC 28906 Property Records

Cherokee County property record for 124 River Top Vw, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,071 sqft · built 1994
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Dec 2016)
Tax Bill$812 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN446900050327000

Property Details

APN / Parcel Number

Primary APN446900050327000
Alternative APN
  • 44869

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,071 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions112 ft deep x 116 ft wide
TerrainMountain
PorchOpen Porch
Porch Area272 sqft
Deck Area668 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number44869
Street Address124 RIVER TOP VW
CityMURPHY
StateNC
Zip28906-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP/O LOT 7 RIVER TOP VIEW P/O 880/104
Legal Lot Number7
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2032
Census Tract930605

Owner

Source: Cherokee County records · APN 446900050327000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 RIVER TOP VW, MURPHY, NC 28906-7802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2016 · Amount on Record
Deed SaleDec 12, 2016 · Amount on Record
Deed Document Number05454
Deed Book / Page01550 / 0699
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address124 RIVER TOP VW, MURPHY, NC 28906-7802
Transaction TypeMortgage
Record UpdatedAug 31, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1652/954
DateAug 14, 2020
Book Page1652/954
Instrument4265
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$812.00$103,970 (-)$103,970 (-) Land $7,500 Building $96,470
2023$103,970$103,970 Land $7,500 Building $96,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire LikelihoodAbout 1 in 389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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